CanadaTaxPlanner

British Columbia vs Ontario

Tax comparison for 2026 — Federal + Provincial rates

Estimates only — how we calculate

Gross annual income to compare

Employment type

Lower taxes in

British Columbia

$854/yr

$71/mo more in your pocket

BCON
Total Tax$18,843 (better)$19,697
Federal Tax$9,243 (better)$9,243
Provincial Tax$4,031 (better)$4,135
CPP$4,446 (better)$4,446
EI$1,123 (better)$1,123
Health Premium$0 (better)$750
Net Income$61,157 (better)$60,303
Monthly net$5,096 (better)$5,025
Effective Rate23.6% (better)24.6%

Comparison at Different Income Levels

IncomeBC NetON NetSavingsWinner
$50K$40,574$40,168$406BC
$75K$57,711$56,926$785BC
$100K$75,373$74,206$1,167BC
$150K$107,377$104,320$3,057BC

Cost of living comparison

CategoryBritish ColumbiaOntario
Sales tax rate12.0%13.0%
Average rent, 2-bedroom$2,363/moVancouver$2,034/moToronto

Sales tax sources: GST/HST rates from the Canada Revenue Agency (canada.ca); BC PST from gov.bc.ca; Saskatchewan PST from saskatchewan.ca; Manitoba RST from gov.mb.ca; Quebec QST from Revenu Québec. Checked October 14, 2026.

Rent source: CMHC Rental Market Report, October 2025 survey. Average rent of purpose-built 2-bedroom apartments in the largest city CMHC lists for each province. CMHC reports by city, not by province. A dash means no official figure was found.

Tax rates reflect the 2026 tax year. The comparison includes federal and provincial income tax, CPP and EI contributions, and health premiums where applicable. It does not include provincial benefits, cost of living, or other financial factors.