Alberta vs Ontario
Tax comparison for 2026 — Federal + Provincial rates
Estimates only — how we calculate
Gross annual income to compare
Employment type
Lower taxes in
Alberta
$395/yr
$33/mo more in your pocket
Comparison at Different Income Levels
| Income | AB Net | ON Net | Savings | Winner |
|---|---|---|---|---|
| $50K | $40,541 | $40,168 | $373 | AB |
| $75K | $57,362 | $56,926 | $436 | AB |
| $100K | $74,459 | $74,206 | $252 | AB |
| $150K | $107,458 | $104,320 | $3,138 | AB |
Cost of living comparison
| Category | Alberta | Ontario |
|---|---|---|
| Sales tax rate | 5.0% | 13.0% |
| Average rent, 2-bedroom | $1,914/moCalgary | $2,034/moToronto |
Sales tax sources: GST/HST rates from the Canada Revenue Agency (canada.ca); BC PST from gov.bc.ca; Saskatchewan PST from saskatchewan.ca; Manitoba RST from gov.mb.ca; Quebec QST from Revenu Québec. Checked October 14, 2026.
Rent source: CMHC Rental Market Report, October 2025 survey. Average rent of purpose-built 2-bedroom apartments in the largest city CMHC lists for each province. CMHC reports by city, not by province. A dash means no official figure was found.
Tax rates reflect the 2026 tax year. The comparison includes federal and provincial income tax, CPP and EI contributions, and health premiums where applicable. It does not include provincial benefits, cost of living, or other financial factors.